Credilio, a secured credit card fintech, announced the appointment of Manish Sinha as Co-Founder.
Manish Sinha brings over three decades of rich professional experience spanning management consulting, banking, credit risk, and financial services leadership across India and international markets.
Manish’s career is a blend of consulting, banking, and CEO leadership roles across geographies. He has spent a decade in management consulting with McKinsey, Arthur Andersen, and PwC. In banking, he held leadership roles for over 12 years at Barclays and HSBC, specialising in consumer banking and credit risk.
He subsequently held CEO/MD roles for global companies in India, the Middle East, and Asia-Pacific, including Equifax, Dun & Bradstreet, and Sterling Check. His expertise in credit risk, analytics, and business transformation aligns directly with Credilio’s vision of becoming India’s most trusted secured credit player.
Manish Sinha, Co-Founder, Credilio, said, “In my 30 years of working across high finance and large corporates, I have rarely come across a problem as impactful as enabling credit access for underserved Indians. Credilio is solving exactly this challenge by pioneering secured cards business that make credit both inclusive and aspirational. I’ve known the founding team for over a decade and have immense trust in their capabilities. Together, I believe we have the right mix of sales, technology, risk, and analytics expertise to scale this solution nationwide.”
Aditya Gupta, CEO & Founder of Credilio, said, “We are delighted to welcome Manish to the founding team. His deep expertise in credit risk and business leadership, combined with his global perspective, will be invaluable as we take Credilio from a leading credit cards digital distribution platform to India’s leading enabler for expanding the lending market using secured credit cards.. This appointment strengthens our ability to innovate, execute, and deliver meaningful impact to millions of underserved Indians.”
Founded in 2020, Credilio is a Mumbai-based fintech company that offers access to a range of credit cards and loans from various banks and non-banking financial companies. The platform provides tools for financial advisors to increase their earnings. It also offers APIs for businesses to monetize their customer base.
Its flagship product, Credilio Pro, is a powerful app that empowers financial advisors with the tools and technology to guide their clients through the loan and credit card application process seamlessly.
Credilio plans to expand its offerings beyond secured cards into the broader spectrum of lending products for underserved customers.
