Yubi Group, the technology company powering the end-to-end debt lifecycle, announced the appointment of Vivek Srikantan as Chief Technology Officer (CTO) of its subsidiaries Spocto X and YuCollect.
With over 25 years of experience scaling platforms at Amazon, Google, and startups, Vivek will enhance the depth of AI/ML in the platform, accelerate automation, and deepen compliance frameworks across Yubi’s debt ecosystem, which today facilitates over ₹1,50,000 Crore in debt volumes and serves 17,000+ enterprises globally.
Vivek brings over 25 years of diverse experience across leading global technology firms, including Amazon and Google. His expertise spans AI-driven product development, large-scale system engineering, and building high-performance technology teams.
Since joining Yubi Group in 2022, Vivek has played a pivotal role in reengineering Spocto’s collections platform into the modern, AI-powered Spocto X. Under his leadership, Spocto X has emerged as a leading compliance-driven collections platform, delivering superior efficiency while ensuring borrower dignity.
“Our investments in AI are accelerating at an unprecedented pace. By refining our ML models and automation processes, Spocto X and YuCollect will continue to lead the industry, delivering superior results for lenders while ensuring compliance and dignity for borrowers,” said Vivek Srikantan.
“We are thrilled to have Vivek leading our technology vision at Spocto X and YuCollect. His expertise, combined with our commitment to innovation, will redefine collections as a strategic Collections infrastructure,” said Gaurav Kumar, Founder & CEO, Yubi Group.

