PNB Housing Finance has announced the appointment of Mukesh Agarwal as its Chief Sales Officer – Retail.
He is currently serving as Chief Sales Officer – Retail at PNB Housing Finance, leveraging deep expertise in credit risk management and business strategy.
In his new role, Agarwal will be responsible for leading the company’s retail sales strategy and strengthening distribution across key markets. His appointment has been made in line with the company’s leadership and governance processes.
Mukesh Agarwal is a seasoned finance professional and Chartered Accountant (ICAI 2003) with over 21 years of experience in credit, underwriting, policy formulation, and sales leadership across leading financial institutions.
He has been with PNB Housing Finance for over 13 years now, progressing from Senior Manager – Underwriting to Chief Sales Officer – Retail. Held key leadership roles including National Head – Credit & Policy (Affordable Business), National Credit Manager – Prime, Zonal Credit Manager and Regional Credit Manager driving credit operations and policy frameworks.
He had earlier worked with Standard Chartered Bank, ICICI Bank and IndusInd Bank, specializing in credit initiation, regional credit management, and audit.

