One MobiKwik Systems, a fintech company, announced the promotion of Saurabh Dwivedi has been elevated to Chief Technology Officer (CTO) and Dhruv Wadhera to Senior Vice President (SVP), Offline Payments.
Saurabh is a seasoned technology leader with over 20 years of experience in architecture, design and management of large-scale and complex transactional platforms for B2C user flows. Currently serving as CTO at MobiKwik, he previously held the role of SVP – Engineering at the same organization, driving technological innovation in the digital payments space.
Prior to joining MobiKwik in August 2023, he was serving as VP – Engineering at MakeMyTrip, where he played a pivotal role in scaling the platform. Prior to MakeMyTrip, Saurabh had experience working with companies such as American Express (India) and Satyam Computer Services.
As CTO, Saurabh will spearhead Engineering for four divisions namely Payments, Financial Services, Core Platform and Infrastructure & InfoSec. This year, MobiKwik’s focus is on leveraging AI as a growth catalyst. Saurabh is leading the charter with initiatives such as AI Assisted Product Development, Efficient Collections and Customer Delight.
Dhruv is a seasoned business leader with over twenty years of entrepreneurial and strategic experience. He previously held the role of Vice President, Head of Offline Business, for two years, driving the company’s offline expansion strategy.
Prior to MobiKwik, Dhruv served as Vice President and Sales Director at Zomato, where he managed P&L operations across North and East India markets.
Bipin Preet Singh, Co-founder, MD & CEO, MobiKwik, said, “Since joining MobiKwik, Saurabh has demonstrated remarkable leadership in inspiring our engineering team to set high standards for our core product as well as driving innovation through new ideas. As we scale new heights, it’s vital we have strong leaders at the helm of both technology and distribution. Both Saurabh and Dhruv have demonstrated the acumen to serve our users with excellence, build with foresight and lead with integrity. I’m excited to see them shape the next chapter of MobiKwik’s growth story.”
Saurabh Dwivedi, the newly appointed CTO, said, “I am honored to take on this expanded role and excited to shape our AI powered technology vision. MobiKwik has evolved into a diverse fintech platform – consumer payments operates at a significant scale, credit distribution is growing rapidly while our emerging verticals – wealth and payment gateway are still in the innovation phase. My focus will be on building a unified yet flexible infrastructure that serves diverse businesses at different stages of maturity, while maintaining reliability and innovation for our users.”
Dhruv Wadhera, newly appointed SVP, Offline Payments, said, “The offline payments space presents an enormous opportunity to empower SMEs and MSMEs across Bharat who are at the heart of India’s digital transformation journey. This promotion energizes me to accelerate our mission of bringing accessible payment and financial solutions to every small business, from small towns to remote villages. We are only beginning to realize the potential impact we can have in democratizing digital finance for every Indian.”

