Intellend Technologies Advisors, a fully digital and embedded lending technology platform, has raised $1.2 million (₹10.6 crore) in a seed funding round led by Incubate Fund Asia.
The round also saw participation from M Venture Partners, Atrium Angels, and angel investor Dhananjay Tiwari.
The fresh funds raised will be used to strengthen the core team, accelerate product development, and execute the company’s go-to-market strategy. Intellend also plans to expand partnerships across multiple merchant platforms and financial institutions, broaden its product suite, and, over the medium to long term, explore opportunities in other underserved segments and select international markets.
Founded in May 2025 by Brotish Das (CEO), Som Chatterjee (COO), and Bodhisattwa Gupta (CBO), Intellend is building a full-stack lending-as-a-service platform designed for digital merchant ecosystems. The company enables seamless, embedded credit access for underserved MSMEs using advanced data analytics, AI-driven underwriting, and technology-led risk assessment.
By leveraging data, AI, and deep domain expertise, Intellend enables seamless, embedded lending for digital merchant ecosystems, helping financial institutions and platforms unlock new revenue streams while providing affordable, accessible credit to underserved businesses.
Brotish Das, Som Chatterjee, and Bodhisattwa Gupta, Founders of Intellend, said, “We are excited to close our seed round as we work towards reimagining the future of embedded B2B2C lending for India’s MSME ecosystems. This funding allows us to deepen our partnerships with leading ecosystems, strengthen our AI-led credit underwriting capabilities, and scale instant financing solutions that can meaningfully improve credit access for millions of underserved businesses pan-India.”
Rajeev Ranka, India Partner, from Incubate Fund Asia, said, “Intellend’s embedded financing platform addresses a critical gap in the digital commerce ecosystem. By integrating AI-driven underwriting, analytics, and active cash flow data, Intellend is building foundational credit infrastructure for underserved businesses. The founding team brings deep expertise in fintech and risk management, having previously scaled billion-dollar lending platforms. Their ability to integrate data and distribution at scale positions the company uniquely.”
Mayank Parekh, Founder and Managing Partner of M Ventures Partners, said, “Intellend is tackling one of the hardest problems in Indian fintech – making short-tenor MSME credit work at scale without compromising on risk. The team’s ability to translate real merchant data into lender-aligned underwriting and embed that directly into platform workflows gives them a clear structural edge. We believe India is entering a decade where credit will be delivered as infrastructure, and Intellend is well positioned to be a core part of that stack – this is exactly the kind of foundational fintech that MVP exists to build and support.”
