Easy Home Finance, a housing finance company, has availed long-term financing through NCD issuance with Franklin Templeton Alternative Investments Fund, India (Franklin Templeton AIF).
The investment has been structured and funded through Franklin India Credit AIF, an alternative investment fund focused on high-quality private credit opportunities.
The funds raised will be used to expand into high-potential housing districts and enhance its capital strength.
Founded in 2018, Mumbai-based Easy Home Finance focuses on home loan disbursement and related services such as home discovery, renovation, and moving assistance.
Easy’s technology-first, inclusive approach to lending combines AI-enabled underwriting, multilingual digital journeys, and an embedded distribution model that bridges Bharat and India.
Easy has enabled over 15,000 families to achieve homeownership through its mobile-first lending platform and is on track to double this number by FY26. Operating across 13 Indian states that collectively represent more than 85% of national mortgage demand, Easy is helping bridge the credit access gap in Tier II & III towns and peri-urban clusters.
Bikash Mishra, Chief Financial Officer, Easy Home Finance, said, “Franklin Templeton’s backing is a clear validation of our robust credit architecture, inclusive business model, and disciplined growth strategy. This long-term partnership enables us to deepen our reach and serve more aspiring homeowners with certainty, speed, and simplicity.”
A spokesperson for Franklin Templeton Alternative Investments, India, said, “We are pleased to extend funding to Easy, which is seamlessly blending digital innovation with financial inclusion. At Franklin Templeton, we believe in building a long-term association that aligns with India’s structural growth story — and housing is a fundamental pillar of that vision.”

