BillCut, a loan portfolio management fintech platform, announced the appointment of Pratyush Chandramadhur, Founder of Pranovate, as its Senior Advisor.
With more than 25 years of leadership experience across BFSI and fintech, Pratyush has built and scaled AI/ML-driven products, fraud and identity solutions, and large financial services operations.
He has previously worked as Chief Business Officer at AuthBridge and as a founding member of Experian India. His work at AuthBridge, Experian, and other institutions has significantly contributed to the evolution of India’s credit, identity, and risk management landscape.
As Founder of Pranovate, he partners with enterprises to accelerate growth, engineer innovation, and strengthen financial ecosystems through tech and insight-led consulting.
At BillCut, Pratyush will guide our product and growth strategy, helping it scale with precision, sharpen our market edge, and deliver meaningful impact across the fintech landscape.
Tanish Sharma, Co-founder, BillCut, said, “Pratyush joins us at a crucial moment as we build India’s most intelligent credit and loan portfolio management platform. His guidance will accelerate our AI-led product roadmap and help us scale BillCut to millions of users with greater precision, speed, and trust.”
Pratyush Chandramadhur, Senior Advisor, BillCut, said, “BillCut is addressing one of India’s most critical financial challenges. I’m excited to help shape the next phase of growth as we build smarter AI-driven tools that give users meaningful control over their credit, repayments, and loan portfolio.”
Founded in 2022 by Tanish Sharrma and Alabhya Pandey, BillCut enables consumers to understand and improve their credit health, reduce monthly EMIs, and make smarter borrowing decisions. Its flagship AI-powered debt analyser helps users review their entire debt profile in just three clicks. The platform identifies loans and credit cards carrying higher-than-required interest rates and instantly facilitates refinancing through trusted partners, including L&T Finance, Tata Capital, DMI Finance, and others.

